Terms of Service

Clear boundaries for using Targana.

Last updated: March 2026

1. Use of the App

Targana is provided for personal use only.

  • Record transactions
  • View currency conversions
  • Understand your spending

You agree not to misuse the app, attempt to disrupt its operation, or use it for unlawful purposes.

  • Do not attempt to reverse engineer or extract source code
  • Do not use automated systems to overload the app
  • Do not interfere with normal operation or integrity

2. No Financial Advice

Targana provides informational calculations only.

  • Exchange rates are based on available data
  • Results are approximate and may differ from real-world transactions

Targana does not provide financial, tax, or investment advice. You are solely responsible for your financial decisions.

3. Data Responsibility

Targana is designed to work primarily on your device.

  • You are responsible for the accuracy of the data you enter
  • You are responsible for maintaining access to your device
  • Data loss on your device is your responsibility

Targana does not guarantee recovery of lost data under any circumstances.

4. Exchange Rate Data

Targana uses third-party exchange rate data.

  • Rates may be delayed or approximate
  • Historical data reflects stored snapshots, not guaranteed market truth

Accuracy, completeness, and real-time correctness are not guaranteed.

5. Subscriptions and Payments

Targana may offer paid features.

  • Payments are processed through platform providers (e.g., Apple)
  • Subscriptions may renew automatically unless canceled
  • Pricing and features may change over time

Refunds and payment disputes are handled by the platform provider in accordance with their policies.

You can manage subscriptions through your device settings.

6. Availability

Targana is provided "as is", without warranties of any kind, express or implied.

  • No guarantee of continuous availability
  • No guarantee of error-free operation
  • No guarantee of compatibility across all devices or operating system versions

Support may change as the platform evolves.

7. Limitation of Liability

To the fullest extent permitted by law, Targana is not liable for financial loss, data loss, or indirect damages.

Use of the app is at your own risk.

8. Changes to the Service

Targana may evolve over time.

  • Features may be added or removed
  • Pricing may change
  • These terms may be updated

Continued use of the app indicates acceptance of any updates.

9. Contact

If you have questions, you can reach out at:

jnaputi@targma.com

10. Enforcement and Termination

You may not misuse Targana or attempt to interfere with its operation.

Access to the app may be restricted or terminated at any time, without prior notice, if misuse is detected.

11. Responsibility of Use

You use Targana at your own discretion.

You agree not to hold Targana liable for decisions made based on the app's output.

12. Eligibility

You must be of appropriate legal age in your jurisdiction to use the app.

By using Targana, you confirm that you meet this requirement.

13. Intellectual Property

Targana, including its design, functionality, and underlying code, is the property of its creator.

You may not copy, reproduce, distribute, or create derivative works based on any part of the app without permission.

14. Governing Law

These terms are governed by applicable law in the jurisdiction in which the service is operated.

These terms define the boundaries of a system designed to be simple, local, and under your control.